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Tips for Reducing Flood Risk

Flood Zone Correction, Inc. provides these tips to help you decrease flood risk on your property.

Keep Storm Drains Clear

To mitigate the risk of flooding, it is imperative that property owners keep storm drains clear. Landscaping debris, such as leaves, branches, grass clippings, and other materials can clog storm drains that keep your home or building safe from floodwaters. When the drains clog or materials block the flow of water into the drains, water has nowhere to go but up, resulting in street, lawn and possible home or building flooding. Property owners should regularly check storm drains on and near their properties to make sure they are clear. The path of water to storm drains should also be checked to make sure that water is free to flow into the drains. Homeowner associations, condominium associations and commercial property owners can enter into a maintenance contract with a qualified vendor that will regularly check and clear the storm drains. In addition to regularly scheduled intervals, property owners should check and clear storm drains before and after storm activity. Failure to keep storm drains clear can result in flooding to homes and buildings that were built responsibly to protect against flooding.

Landscaping

On a property designed to mitigate flood risk, the land slopes downhill away from the structure. This helps water flow to areas on the property where it may reside until taken away by the drainage system, absorbed by the soil or evaporates over time. The goal is to not allow water to pond up next to the structure or to flow into the structure, where the water would cause damage. Therefore, when landscaping your property, make sure you don't alter the land in a way that would cause water to pond up next to the structure or flow water into the structure. For example, to create privacy, use eureka palm trees, ficus hedge or other greenery to create privacy instead of building a berm. A berm is a small area of raised ground. Creating a berm increases flood risk by allowing water to generate velocity running down the berm towards the structure, while greenery can be planted in a way to allow water to pond up at the base of the plants or flow past the plants to the lowest part of the property and away from the structure.

Home Additions

FEMA (Federal Emergency Management Agency) and local building officials work hard to create building codes that reduce the risk of flood damage. Before adding onto your home, you, your architect, engineer or contractor should meet with local officials to ensure that your proposed addition will be safe from flooding. For example, if your home is post and beam construction (commonly referred to as on stilts), don't convert the open area underneath the living area into additional living area without checking with your local building officials. Most likely, the area beneath your living area is open to allow water to pond up or flow. If you convert the open area to living space, you may block the flow of water to create a risk of damaging the entire structure or create a risk of the new living area filling up with water during heavy rain storms.

Building a Custom Home

When building a custom home, you have great flexibility to design the home exactly how you want it. Be sure that your unique design meets the local building codes and floodplain ordinances, so that your investment is safe from flooding. There are many different types of construction from which to choose and each will provide a distinctly different look and feel. Every type of construction can be flood safe if you consider flood risk from the onset.

 
The experience of previous and current storm seasons underscores the importance of flood risk awareness. Now, more than ever, property owners must protect their assets and be mindful of a program in dire need of reform.

Legislative hearings on the administration of the National Flood Insurance Program revealed many problems. Not only is the program in debt, but also the vast majority of the nation’s flood maps are inaccurate and the program benefits a small percentage of policyholders who own properties that are truly at high risk of flooding. In other words, the majority of low-risk property owners forced to buy high-risk flood insurance are paying premiums to subsidize primarily repetitive loss properties and a seriously flawed program.

We deserve a program that is fair to all property owners in all flood risk categories.
 
 
 

When a main river or canal approaches flood stage, a floodgate failure prohibits water flow to reservoirs, streams or levees, causes water levels to rise in main rivers and canal channels and prevents the flow of water into a flood bypass or detention basin. Accumulating storm debris also hinders the proper operation of floodgates and canals. The impact of such failures can be devastating to both life and property especially following a tropical storm or hurricane....
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Home Services Education Press Room About Us Contact Us
1801 South Australian Avenue, Suite 100 West Palm Beach, FL 33409
Toll Free: (877) Flood Zone (356-6396)
Main: (561) 616-8443 Fax: (561) 616-8859
Email: customerservice@floodzonecorrection.com
                                                      
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